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We provide detailed and customized debt solutions to our clients based purely on their current financial situation. Strong network with major UAE banks and financial institutions makes Express Debt Management a pioneer in the industry. We provide a range of debt management services such as Debt Counselling, Debt Settlement, Debt Consolidation, and Legal Assistance. Our team of debt experts analyzes and reviews every single detail of the loan and credit card statements provided by the respective banks. In-depth analysis is conducted for each client along with a free consultation in order to provide them with an absolutely clear plan of action regarding their debts. Express Debt Management not only offers clients with a permanent and long term solution but also supports and ensures the client gets out of debts at the end. A dedicated financial consultant is exclusively assigned to each client throughout the entire debt elimination process. We fulfill our responsibility when we see our clients living debt-free lives. We partner with our valued clients and support them until they achieve financial freedom.
Express Debt Management takes full control of your debt situation and allocates resources to negotiate with your banks on your behalf. Provide step-by-step guidance on managing each liability, including payment terms and a detailed plan that offers clarity and comfort to our clients. We will lead the way; you just have to follow our guidelines, which will save you money, help you get out of debt, and provide long-term debt relief. Consultation, Analysis, Strategy, Planning and Execution are the key steps in our Debt Management process.
Taking full control of finances is a crucial tool every individual and business must implement. Debts can mount anytime and any individual or business can face financial crisis due to unforeseen circumstances. The idea here is to recognize financial burden early and take necessary action to avoid further escalation.
Express Debt Management offers multiple tools and solutions for efficient debt management such as debt consolidation and debt settlement. Every financial situation is different and every client will be offered the debt solution that suits them best. We are committed to modifying the strategy as our clients’ financial situations change. A four year debt management plan can be reduced to two years if our client’s financial situation improves over time. On the other hand, if our clients face any financial hardship during the process for any reason, we will accordingly customize the debt management plan and make necessary adjustments so our clients can be at ease. Express Debt Management Consultancy is one of the most trusted firms in the UAE because we closely track our clients’ progress and work hand-in-hand with them until they eliminate all their debts.
Our co-founder, Mr. Dhiraj Bhatia, brings extensive international exposure and skills, backed by over 20 years of experience in the debt management industry.
A graduate with an MBA in Finance from the University of North Texas, USA, and his experience managing client debts in Dallas, Texas enabled him to bring robust debt management program to the UAE for its citizens and residents. His vision is to provide clients seeking financial stability with a manageable and affordable debt management program.
"As a small business owner, mounting debts were affecting both my company and personal life. The experts at Express Debt Management provided clear guidance and practical solutions tailored.
Fatima K
Business Owner – Abu Dhabi
Express Debt Management helped me regain control of my finances during one of the most stressful periods of my life. Their team was transparent, supportive, and highly professional.
Ahmed R
Operations Manager – Dubai
I was overwhelmed with multiple loan repayments and credit card dues. Express Debt Management analyzed my situation carefully and offered the best strategy to reduce my debt burden.
Mohammed S
Senior Accountant – Sharjah
Financial stress can take a toll on your mental well-being. Express Debt Management treated my case with empathy and professionalism. They provided a structured debt solution that was manageable.
Aisha M
HR Executive – Abu Dhabi
As I was struggling through some financial issues and banks not giving any hope, I came across ‘Express Management’ who within no time availed me the facility. I was looking for and it was such a relief! They are very helpful and trustworthy. I am thankful for their service
RIA
Client Feedback
EDM helped me in terms of my financial problems and provided a solution which was best to cover my monthly payments by consolidating my outstanding loans. I was dealt with real professionalism. Their charges are also very reasonable as compared to their competitors
AREEB
Client Feedback
You will probably never know the impact you have in life in the situation. How impossible or desperate are things while in loan; this is where I had reached EDM with Professionalism and ability to get to the bottom of the situation quickly exceeded my expectations including helping me
PETER
Client Feedback
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