Multiple Services to Fit Your Needs
Let’s Do This

With over six years of financial solution experience in helping people like you to deal with their debts and get on with living their life. Through our guidance on a wide range of practical debt solutions which has so far served more than 12,500 customer and you could be one of them controlling your debt.




Plan your spending and learn how to get more income and profit with the help of our financial experts


Whether you are looking for financial support or want to hire a specialist in corporate finance, we are here to help



A debt management plan allows you to pay back your creditors each month at a rate that you can afford


Debt Counselling

Our experts will conduct an initial face to face meeting to analyze the current financial situation of clients. An in-depth analysis will be performed to identify and resolve the debt burden. Our clients will be presented with a clear image of all possible options in an attempt to reduce debt burden.



Settlement will be initiated after identifying and determining entire financial burden. Express Debt Management will negotiate with creditors for a full and final settlement on behalf of their clients. Our expert negotiation skills and network can help save our clients a significant amount.

Debt Settlement
Debt Restructuring

Based on total debt burden and capacity of re-payment, our clients will be provided with an action plan to restructure their entire debt. This may include settlement of credit cards, converting high interest rate loans into a lower interest rate, reduction of outstanding balance, lower monthly payments and resolve delinquency.


Debt consolidation is an assessment of total outstanding balance taking into consideration the entire debt burden including all personal loans and credit cards. A detailed long term strategy will be built for our clients to consolidate all their debts into one single payment with the lowest interest rate possible.

Debt Consolidation
Credit Cards


This service takes into consideration all credit cards of our clients and provides them with a strategy and an action plan to be implemented towards each credit card simultaneously. This brings our valued clients to an ease as they would know exactly how to manage their credit cards with lowest possible monthly payment.


This service takes into consideration all the personal loans of our clients such as Salary Transfer Loan, Business Loan, PDC Loan, Auto Loan and Smart Loan. This will guide our clients on which financial products are most suitable based on their current financial situation. In addition, our clients will also be counseled on effective ways to manage their loan payments.

Personal Loans
Business Loans


This service assists business owners and guides them towards making a decision for financial products available in the market. This service also analyzes and builds a strategy for business owners who are currently struggling to re-pay their debts.

Get the right information and support

If you are interested or would like more information on Debt Management Plans, you can talk through your options with one of our experienced money advisors

Find answers to debt worries by getting your personalised report !


  • Get a simple overview of your income and out going
  • Learn which solutions you qualify and how they work
  • See how’ve helped others by reading their stories